SECURE 2.0 Act Seeks to Boost Retirement Readiness

IMPORTANT DISCLOSURES Dightman Capital does not provide tax or legal recommendations. The information presented here is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be […]

Saving For Retirement

All investing involves risk, including the possible loss of principal, and there can be no assurance that any investment strategy will be successful. Taxable distributions from retirement plans, IRAs, and annuities prior to age 59½ may be subject to an additional 10% penalty tax unless an exception applies. Due to the Coronavirus Aid, Relief, and […]

Retirement Investors Get Another Boost from Washington

SECURE 2.0 will usher in many changes for retirement plans and IRAs over the next several years. This information is not intended for tax, legal, investment, or retirement advice or recommendations. Amid the 1,650-page, $1.7 trillion omnibus spending legislation passed by Congress last week and expected to be signed by President Biden were several provisions […]

2023 Key Numbers

Here are the newly updated key planning numbers for 2023 which include income tax tables, investment taxes, retirement planning, standard deduction limits, alternative minimum tax (AMT), education credit and deductions, estate planning, health care, Social Security/Medicare, and standard mileage rates. Click here for a list of comprehensive numbers for 2023.

2022 Year-End Tax Tips

Here are some things to consider as you weigh potential tax moves between now and the end of the year. 1. Defer income to next year Consider opportunities to defer income to 2023, particularly if you think you may be in a lower tax bracket then. For example, you may be able to defer a […]

Despite Concerns, Retirement Confidence Remains Steady

For more information on this year’s Retirement Confidence Survey, please visit www.ebri.org. All investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful. There is no assurance that working with a financial professional will improve investment results. Nearly three quarters of workers and 77% of […]

Managing Bond Risks When Interest Rates Rise

Rising interest rates should not affect the return on a bond you hold to maturity, but may affect the price of a bond you want to sell on the secondary market before it reaches maturity. Mutual funds, ETFs, and UITs are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before […]

There’s Still Time to Contribute to an IRA for 2021

Making a last-minute contribution to an IRA may help you reduce your 2021 tax bill. If you qualify, your traditional IRA contribution may be tax deductible. And if you had low to moderate income and meet eligibility requirements, you may also be able to claim the Saver’s Credit for 2021 based on your contributions to […]

2022 Key Numbers

IMPORTANT DISCLOSURES Dightman Capital does not provide tax or legal recommendations. The information presented here is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be […]

Supply Chain Chaos: Holiday Edition

Retailers have warned consumers that product shortages and shipping delays will continue — and perhaps worsen later in the season. The supply chain is the network by which products flow from the factories of suppliers to the inventories of retailers so they can ultimately be purchased by consumers. Corporate supply chains have been under pressure […]

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